Go

Investment Options

Schemes

Min Amount (In Rs.)

Maximum Amount (In Rs.)

Annual Returns

Maturity/ Lockin Period (In Years

Tax Benefit

Risk

Returns

Health Insurance for family

NA

15000

NA

NA

Under Section 80D, over and above limit of 1 lac Under section 80C

NA

NA

Health Insurance for Senior Citizen (Parents)

NA

20000

NA

NA

Under Section 80D, over and above limit of 1 lac Under section 80C

NA

NA

National Savings Certificate

100

No Limit

0.08

6

Under Section 80C

Very Low

Low Medium

Five Year Bank FD

10000

100000

0.065

5

Under Section 80C

Very Low

Low

ELSS

500

No limit howevertax savingbenefit only upto 1 lac

Not assured

3

Under Section 80C

High

Market Linked

ULIP's

NA

No limit howevertax savingbenefit only upto 1 lac

Not assured

5

Under Section 80C

Medium to high

Market Linked

Employee Provident Fund

NA

NA

0.095

NA

Under Section 80C

Very Low

Medium

Public Provident Fund

500

70000

0.08

15

Under Section 80C

Very Low

Low

NABARD Bhavishya Nirman Bond

8250

No Limit

0.0829

10

Under Section 80C

Very Low

Low

NABARD Rural Bond

5000

100000

0.0513

5

Under Section 80C

Very Low

Very Low

New Pension System

6000

No Limit

Not assured

Till attaining the age of 60 Years

Under Section 80C

Very low to medium

Market Linked

Infrastructure Bonds issued by Infrastructure Finance Companies

5000

No limit howevertax savingbenefit only upto Rs 20000

8%- 8.25%

10 / Lockin 5

Rs 20000 under Section 80 CCF, over and above limit of 1 lac Under section 80C

Very Low

Medium

Kisan Vikas Patra

100

No Limit

0.08

8.7

NA

Very Low

Low Medium

Post Office Monthly Income Scheme

1500

450000

0.08

6

NA

Very Low

Low Medium

Post Office Recurring Deposit Scheme

10

No Limit

0.075

5

NA

Very Low

Low Medium

Post Office Term Deposit

200

No Limit

6.25% – 7.5%

1,2,3,5

NA

Very Low

Low Medium

Senior Citizen Saving scheme

1000

1500000

0.09

NA

NA

Very Low

Low Medium

Post OfficeSavings account

20

No Limit

0.035

NA

NA

Very Low

Low

GOI Savings Bond

1000

No Limit

0.08

6

NA

Very Low

Low

NHAI Bond

50000

No Limit

0.055

3

NA

Very Low

Very Low

REC Bond

10000

5000000

0.0525

3

NA

Very Low

Very Low